Your Michigan Guide for Affordable Health, Medicare, Life Insurance, and  Annuities

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McDonnell Insurance

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Welcome to McDonnell Insurance

McDonnell Insurance is a Michigan insurance agency built around real guidance, not sales pressure. From health and Medicare insurance in Michigan to life insurance and annuities, we help neighbors from Traverse City and Old Mission Peninsula to Grand Rapids, Detroit, the U.P. and beyond. With 20 plus years serving Michigan and licenses in multiple states, you get local expertise with broad options.


As your Broker Advisor, Jennifer brings the flexibility of an independent agent plus a deeper, consultative fiduciary role. As  an independent  broker  we can quote multiple carriers. A Broker Advisor goes further by comparing plan designs across carriers and plan types, checking your doctors and prescriptions, estimating subsidies, and guiding enrollment and follow-through at no added cost to you. In short, an independent broker serves you the client.  A Broker Advisor organizes those choices into clear recommendations that fit how you live and where you get care in Michigan.

Find Coverage Faster With Clear Choices

Our Insurance Services

Health Insurance for Under 65

We compare ACA marketplace and private plans in Michigan, check your doctors in-network, and keep costs in focus. We also offer alternative plans with low deductibles.

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Medicare Plans

Turning 65 or reviewing options in  any   county in Michigan, we explain Medicare Advantage, Medigap, and Part D in plain language. We can also help your friends nationwide.

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Life Insurance -  all ages

Term, whole, and universal life insurance options tailored to your budget and goals. 

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Annuities and Retirement

Fixed annuities, fixed indexed annuities, and single premium options to support retirement income planning. Annuities with bonuses to extend your retirement funds.

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Long-Term & Homecare

Guidance on traditional and hybrid solutions for care at home or in a facility.

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Dental and More

Stand-alone dental and vision, international travel health insurance, accident and ancillary plans.

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Why Michigan Families Choose Us

  • Broker Advisor, Not Just Independent

    At McDonnell Insurance, your Broker Advisor compares multiple carriers and plan types, reviews your doctors and prescriptions, estimates subsidies, and guides enrollment from start to finish. You still get broad access to options from Most All Companies and a Broker Advisor role turns those choices into a clear, tailored recommendation for your needs throughout Michigan.

  • Experience you can trust

    Past President of the Northern Michigan Health Underwriters Association with deep roots in Traverse City and supporting  clients throughout Michigan and most states nationwide.

  • Client-first support

    No-cost enrollment assistance, year-round help, and clear explanations of premiums, deductibles, and networks.

  • Local presence, statewide reach

    Based near downtown Traverse City with meetings available from Slabtown to Old Town, and virtual appointments anywhere in Michigan  or Nationwide.

Let's Talk

Get Started With Free Insurance Assistance

Call 231-346-7122 or email Support@affordablemichiganinsurance.com for a free consultation. Prefer to write? Send a quick note and we will reach out to discuss your doctors, prescriptions, and budget.


Serving clients statewide from Traverse City, near Cherry Capital Airport, and across communities like Interlochen, Petoskey, Kalamazoo, and Ann Arbor, Holland, Marquette,  and more. Meet in person or schedule a phone or Zoom visit at your convenience.

Timely Guides For Michigan Shoppers

Featured Resources and News

Essential Add-On Options to Strengthen Your Health Coverage

Essential Add-On Options to Strengthen Your Health Coverage

After open enrollment ends, many people begin to spot gaps in their health insurance coverage. Maybe it’s an unexpected bill, limited dental or vision benefits, or the realization that a hospital...
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Heart Health Myths Debunked for American Heart Month

Heart Health Myths Debunked for American Heart Month

February marks American Heart Month, a meaningful reminder to focus on the organ that keeps everything else going—your heart. Heart disease continues to be the number one cause of death in the...
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Why Life Insurance Supports Your Long-Term Financial Health

Why Life Insurance Supports Your Long-Term Financial Health

January is recognized as Financial Wellness Month, making it an ideal moment to step back and evaluate how well your financial strategies are working for you. One essential component that often...
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Turning 65 Soon? Your Step-by-Step Medicare Checklist

Turning 65 Soon? Your Step-by-Step Medicare Checklist

Turning 65 is a major milestone — and for most Michigan residents, it’s also the moment when Medicare eligibility begins. While this transition opens the door to reliable, affordable healthcare, it...
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Fixed Annuities vs. CDs in Michigan: Which Earns More Now?

Fixed Annuities vs. CDs in Michigan: Which Earns More Now?

When it comes to protecting your savings and earning dependable interest, many Michiganders compare two popular options: fixed annuities and certificates of deposit (CDs). Both are known for their...
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Medicare Advantage vs Medigap in Michigan for Your Doctors

Medicare Advantage vs Medigap in Michigan for Your Doctors

Choosing between Medicare Advantage and Medigap in Michigan can feel overwhelming—especially when your doctors, prescriptions, and long‑term health needs are on the line. At Affordable Michigan...
Read more

Trusted Carrier Partners

Our Insurance Carrier Partners

Here's a few of the insurance companies we represent, in total we handle more  than 60 companies. This variety lets McDonnell Insurance tailor coverage to your doctors, prescriptions, and budget.

Straight Answers To Common Questions

Frequently Asked Questions

  • How much does it cost to use McDonnell Insurance?

    Our help is free to you. Carriers compensate independent  brokers like Jennifer for submitting your applications,  so you get expert guidance without added cost.

  • Can you help outside Michigan?

    We primarily serve Michigan clients .

    We have also expanded into many othere states to help our clients families and friends.

    If you moved or have family elsewhere, ask how we can assist.

  • What makes a Broker Advisor different?

    A Broker Advisor treats clients as family, supporting them for a lifetime.


    We compare plans from multiple companies, review your doctors and prescriptions, estimate subsidies, and guide enrollment and follow-through. At McDonnell Insurance, that means turning a long list of options into one clear recommendation that fits your care, budget, and Michigan network needs.

  • How do I schedule time?

    Call or send a message. We set up a no-obligation meeting either in person or via phone or virtual internet connection.

Michigan Is Home

Serving Michigan And The Communities We Love

From Traverse City and Old Mission Peninsula to Grand Rapids, Lansing, Detroit, and the Upper Peninsula, McDonnell Insurance helps Michigan residents compare plans with confidence.